My AI CFO
For contractors & trades businesses

Know which jobs make money. Before payday tells you the answer.

My AI CFO connects to your QuickBooks and gives you job-level profitability, weekly cash flow visibility, and plain-English answers about your business — built for contractors who don't have time to be a part-time accountant.

Your bookkeeper stays in QuickBooksNo accounting background needed$19/month
Job profitability snapshot
Last 90 days
Residential remodel
$184k31%
New construction
$92k22%
Service & repair
$48k44%
T&M warranty work
$11k−6%
myAI CFO: Warranty work is dragging total margin from 32% to 28%. Two options to fix it — ask me.
Built for the way contractors actually run a business

Three problems QuickBooks alone won't solve.

Know your true profit per job

Most contractors price by gut and only find out months later if a job lost money. My AI CFO ties materials, labor, and overhead back to revenue so you can see margin at the job class level — not just the company level.

Stop the bank-account-vs-P&L mystery

QuickBooks says you made money. Your bank account disagrees. We separate operating cash from owner draws, equipment payments, and tax setasides so you can see what your business actually keeps.

See cash before payday hits

Weekly payroll, monthly material bills, quarterly taxes. We show what's coming out and what's coming in so you don't get surprised the Friday before payday.

What contractors ask their AI CFO

Real questions, answered with your real numbers.

Which jobs actually make me money — and which ones I should turn down?
Categorizes job-level revenue and cost. Surfaces job classes (residential remodel, new construction, service calls, T&M) where margin is consistently below your shop average — and the ones quietly carrying the business.
Can I afford to hire another foreman at $75k?
Calculates fully-loaded cost (salary + payroll taxes + benefits + truck/tools), checks your current operating income cushion, and tells you what additional billable revenue per month the hire needs to generate to pay for itself.
What's my break-even week?
Looks at your fixed overhead (rent, insurance, base payroll, equipment payments) and tells you the revenue threshold each week needs to clear before you start making money.
Why is my checking account low when we just had a great month?
Identifies cash drains that don't show on the P&L: equipment principal payments, owner draws, tax setasides, deposit refunds, retainage held back by GCs.
Should I take the bank's line of credit offer?
Reviews your seasonal cash flow pattern, current debt service, and operating margin — then tells you whether a credit line is a reasonable safety net or expensive overhead you don't need.
How it works

From QuickBooks to answers in under a minute.

01

Connect QuickBooks (30 seconds)

One-click OAuth. Your bookkeeper or accountant doesn't have to change a thing.

02

We organize the noise

Chart of Accounts cleaned up automatically: core operating expenses separated from owner draws, equipment financing, and one-time costs.

03

Ask anything, get plain-English answers

Job profitability, cash runway, hiring affordability, pricing scenarios — answered with your real numbers, 24/7.

Pricing

$19/month per business.

Less than what you'd pay a fractional CFO for one hour. Includes QuickBooks connection, job profitability views, cash flow projections, and unlimited AI questions.

No annual contractCancel anytimeFirst 2 months free in beta
Join the beta waitlist

Lock in the $19/mo rate and get the free 2-month beta period.

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Have more questions?

We have plain-English answers about pricing, security, QuickBooks integration, and how the AI works.

Read the FAQ